Terms of Service & Disclaimer

By using Kivalia, you implicitly agree with the following terms of services and warranties.

Completeness And Accuracy

Kivalia and its employees make no claims or representations as to the accuracy, completeness, or truth of any material contained in its pages or mathematical algorithms. We also cannot be liable for any errors or delays in the content or transmission of the data on our site. We also do not warrant the usefulness of our services for any particular purpose.

We Are Not An Investment Advisor

Kivalia is not an investment advisor and we do not provide personalized advice. We do not seek and therefore can not know all the relevant facts about you and your individual needs or even your complete financial situation, and we cannot claim or represent that any particular services are suitable for you. If you want personalized advice, then you should seek a registered investment advisor. We believe you are the best person to know and manage your finances and as such we hope our services will help you in making more informed investment decisions but the responsibility remains yours.

You also agree that Kivalia and its employees will not be held liable for any investment decision made or action taken by you, or others on your behalf, based on the information, opinion, mathematical models or any other material published on our website.

KIVALIA MAKES NO WARRANTY THAT THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL THAT YOU OBTAIN ON OUR WEBSITES WILL MEET YOUR EXPECTATIONS OR THAT ANY ERRORS WILL BE IMMEDIATELY CORRECTED. NEITHER WE, NOR ANY OF OUR PARTNERS, MAKE ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, WITH RESPECT TO OUR WEBSITES, ANY CONTENT, OR ANY OF OUR SERVICES, TOOLS, PRODUCTS, OR PROPERTIES. YOU EXPRESSLY AGREE THAT YOU WILL ASSUME THE ENTIRE RISK AS TO THE QUALITY AND THE PERFORMANCE OF OUR SERVICES AND THE ACCURACY OR COMPLETENESS OF THEIR CONTENT.